Small Business SBA 7(a) Loans

Small Business Loans up to $350K

Rockfish Funding is redefining SBA lending through its advanced technology platform. Rockfish Funding acts as a packaging and referral agent for small businesses, and as a technology provider to preferred SBA lenders. The online application is streamlined and efficient, enabling business owners easy access to low rates and long-term loans.

Get Started Today!

Pre-qualify in 5 minutes and get funds as fast as 7 days.

Product Overview

  • Loan Size Loan: $30 - $350K
  • SBA 7(a) loan
  • Pre-qualify in 5 minutes
  • Conditional Approvals in ~30 minutes
  • Funding as fast as 7 days after application is complete
  • Interest Rate: $30-$49K: 7.25% (Prime plus 2.75%-3.75%)
  • Interest Rate: $50-$350K: 6.25% (Prime plus 2.75%-3.75%)
  • Loan Terms: 10-year term with no prepayment penalty
  • Payment: Monthly payments are debited from checking account
  • Security: Blanket Lien on Fixed Business Assets & Personal Guaranty

Qualifications

  • Minimum 600 FICO for loans <$150,000
  • Minimum 650 FICO for loans >$150,000
  • Minimum 150 SBSS Score

Business Owner

  • YES: US citizen or legal permanent resident
  • YES: Good credit
  • NO: Bankruptcies or foreclosures in the last 3 years
  • NO: Prior default on government backed loans

Business

  • YES: 2+ years in business
  • YES: Cash flow to support loan payments
  • NO: Outstanding tax liens

Get Started Today!

Pre-qualify in 5 minutes and get funds as fast as 7 days.